Media Mentions
James Mayo, CFA, EA, CFP®, RICP®, founder of IronFjord Wealth Management, is periodically quoted by national and financial media on retirement planning, investing, retirement income, and tax planning. Below is a selection of articles and media appearances featuring his commentary.
Money — “How to Plan for Retirement If You Won't Have Home Equity to Fall Back On”
Published: September 29, 2026
Topics: Retirement planning, retirement income, Social Security, annuities, long-term care
James Mayo discussed retirement planning for people who expect to enter retirement with little or no home equity. His commentary covered establishing reliable income for fixed expenses, delaying Social Security to increase retirement income, evaluating annuities and long-term care insurance, and maintaining flexibility around housing costs.
ThinkAdvisor — “Fed Rate Hike Doesn't Warrant Big Portfolio Moves — Yet”
Published: September 21, 2026
Topics: Federal Reserve, interest rates, investment management, portfolio strategy
James Mayo was featured in ThinkAdvisor’s coverage of how financial advisors are approaching portfolio decisions following an increase in interest rates, including the implications of higher rates for investment allocations and client financial planning.
Read the article on ThinkAdvisor
The Wall Street Journal — “A Guide to Owning Bonds When They Are Selling Off”
Published: September 2, 2026
Topics: Bonds, fixed income, retirement income, portfolio management
James Mayo discussed the role of bonds in diversified portfolios during periods of rising interest rates and bond-market volatility. He described using bond ladders to create predictable future cash flows and ultra-short-term bond funds for investors saving toward near-term financial goals.
Read the article in The Wall Street Journal
The Wall Street Journal — “Brief Drop in Mortgage Rates Points to Another False Start for the Housing Market”
Published: June 23, 2026
Topics: Mortgage rates, home buying, refinancing, financial planning
James Mayo discussed how homebuyers can approach changing mortgage rates without attempting to time the market. He highlighted the importance of comparing lenders and explained that refinancing generally requires a meaningful rate reduction and sufficient time in the home to recover refinancing costs.
Read the article in The Wall Street Journal
MarketWatch — “Financial Advisers Used to Say No to Bitcoin. Now They’re Saying Maybe — but With a Catch.”
Published: March 21, 2026
Topics: Cryptocurrency, Bitcoin, investment management, portfolio risk
James Mayo discussed the increasing accessibility of cryptocurrency through regulated investment vehicles while distinguishing speculative assets such as Bitcoin from productive investments. He described treating cryptocurrency as a small satellite position when clients choose to own it rather than proactively recommending it as a core portfolio investment.
Read the article on MarketWatch
Bloomberg — “How Financial Advisers Say Clients Can AI-Proof Their Portfolios”
Published: February 27, 2026
Topics: Investment management, portfolio diversification, international investing, artificial intelligence
James Mayo discussed portfolio diversification amid concerns about concentrated exposure to U.S. technology and artificial intelligence stocks. He explained how international equities can reduce concentration risk by providing exposure to different markets, valuations, monetary policies, and regulatory environments.
Also published by Financial Advisor Magazine.
Yahoo Finance — “Average Americans Keep $67 Cash on Hand — Do Experts Advise More or Less?”
Published: June 25, 2025
Topics: Personal finance, cash management, budgeting
James Mayo discussed the role of physical cash in personal financial planning, including maintaining a modest amount for emergencies and travel, the security advantages of credit cards, and using cash to teach children about money and budgeting.