Tax-efficient retirement specialists

Retirement planning and investment management for one flat fee

One fiduciary advisor coordinating your retirement planning, tax planning, and investment management, for those who are retired or approaching retirement.

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What we do

Retirement planning, investment management, and one flat fee

Retirement is when decisions about income, taxes, Social Security, and investments start to overlap. That's the area we focus on, with one advisor coordinating it all.

How much can we spend?

Retirement planning

We coordinate the decisions that shape your retirement, from how much you can spend to tax-efficient withdrawals, so you can enjoy retirement with relaxed confidence.

  • Retirement income planning
  • Tax planning and Roth conversions
  • Ongoing guidance for retirement decisions
Retirement planning

Who manages the investments?

Investment management

We manage your portfolio in-house with a research-backed indexing approach, built to support your retirement income plan.

  • Diversified, low-cost index ETFs
  • Tax-efficient funds and asset location
  • Monitored and rebalanced as needed
Investment management

What will it cost?

One flat fee

One flat fee covers both your retirement planning and your investment management. It reflects the work involved, not a percentage of your assets.

  • Full-time fiduciary
  • Fee-only
  • No commissions or product sales, ever
Transparent flat fee

Who we work with

For those nearing retirement or already there

Our clients typically have $1 million or more in investable assets. Most recognize themselves in at least one of these.

Retiring soon, or recently retired

You're counting down to your last day of work, or adjusting to life after it.

Savings in several places

401(k)s, IRAs, and brokerage accounts that need to work together as one income plan.

Taxes on your mind

Roth conversions, required distributions, and withdrawals you want planned carefully.

Ready to hand it off

You'd rather have someone you trust manage the investments and the details.

Is IronFjord the right fit?

Complimentary introductory call

Ready to feel confident about your retirement?

Let’s talk through your situation, your priorities, and how we work. No cost, no obligation, and no high-pressure follow-up.

  • Your situation and retirement plans
  • How we work and what’s included
  • Anything that’s top of mind for you

Prefer email? info@ironfjord.com

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